Lucid Trading Review 2026: $49,622 Paid Out — My Honest Results

Last updated: September 13, 2026 | SpicyFutures | Code SPICY

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I have been trading Lucid Trading accounts since late 2025. Across LucidFlex and LucidPro accounts, I have pulled out $49,622 in verified payouts — all documented with real receipts on the Lucid Trading payout proof page. I also hold a Move-to-Live account, which puts me in a very small group of traders who have actually experienced the full Lucid lifecycle from evaluation to live capital.

LucidDaily runs on its own discount tier. Same code, different rate.

This is not a summary of their website. This is what the accounts actually feel like to trade, what the rules mean in practice, and what nobody in the affiliate space will tell you about the downsides.

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What is Lucid Trading?

Lucid Trading is a US-based futures prop firm founded in early 2025 by AJ Campanella under the entity Lucid Prop Ltd.

Lucid grew quickly on aggressive affiliate marketing and relentless product iteration. That second part matters. Lucid has restructured its product lineup six times since launch. If you read a review from 2025 that mentions LucidBlack, 60-day escrow, or an 8-day minimum trading requirement — discard it. If you read one written before July 2026, it won’t mention LucidDaily at all. The firm today is substantially different.

What has stayed consistent: futures-only, CME markets, no monthly subscription fees, and payout processing that averages 15 minutes. End-of-day drawdown was universal until LucidDaily arrived — that plan is the exception, and it matters enough that I’ve given it its own section below.

Trustpilot rating: 4.7/5 based on over 3,200 reviews.

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Current Account Rules & Pricing

Verified September 2026 — this is the single section to update when Lucid changes rules

Update instructions: When Lucid announces a rule change, update the tables below, change the “Last verified” date above, and add a one-line entry to the Rule Change History at the bottom. Discounts are handled by the promo shortcode and never need editing here.

Evaluation rules

Account	Size	Fee (list)	Profit Target	Drawdown	Min Days
LucidFlex	$25K	~$110	$1,500	$1,500	2
LucidFlex	$50K	~$175	$3,000	$2,000	2
LucidFlex	$100K	~$225	$6,000	$3,000	2
LucidFlex	$150K	~$270	$9,000	$4,500	2
LucidPro	$25K	~$110	$1,500	$1,500	1 (1-day pass)
LucidPro	$50K	~$185	$3,000	$2,000	1 (1-day pass)
LucidPro	$100K	~$199	$6,000	$3,000	1 (1-day pass)
LucidPro	$150K	~$259	$9,000	$4,500	1 (1-day pass)
LucidDaily	$25K–$150K	Varies by config	By size	EOD or intraday (your choice)	—

List prices before discount. Code SPICY applies at checkout — see the promo boxes above for the current rate on each tier. LucidDaily is priced by which of the four configurations you select. Verify current pricing at checkout.

Funded account rules

Rule	LucidFlex	LucidPro	LucidDaily	LucidDirect
Drawdown type	End of day	End of day	Intraday, always	End of day
Daily loss limit	None	Yes	Optional at checkout	Yes
Consistency rule	None	40% max per day	None	20% max per day
Payout buffer	None	Max loss + $100	Max loss + $100	Max loss + $100
Profit split	90/10	90/10	90/10	90/10
Payout cycle	Rolling	3-day cycles	Daily	Rolling
News trading	Allowed	Allowed	Hard breach	Allowed
Payouts before LucidLive	5	5	Triggered by max daily profit	N/A

On the LucidPro 100% split: older reviews list “100% on your first $10,000” as a current LucidPro benefit. It is not. Per Lucid’s payout documentation it applies only to accounts purchased or reset before 11/28/2025 at 3:00 PM EST. Anything bought after that date runs 90/10 from the first dollar — and resetting a legacy account moves it onto current terms permanently.

Universal rules

Rule	Detail
Session close	4:45 PM EST — all positions must be closed
Overnight holds	Not permitted on any account type
Scalping	Allowed — sub-5-second trades flagged if >50% of profits
Markets	CME futures only — ES, NQ, MNQ, YM, CL, GC and others
Platforms (Rithmic)	Sierra Chart, Quantower, NinjaTrader, MotiveWave, Jigsaw, Bookmap, R|Trader Pro, MultiCharts
Platforms (Tradovate)	NinjaTrader, TradingView, WealthCharts

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Account Types: Flex, Pro, Daily, Direct

Lucid offers four public account paths and one invite-only tier. Here is what each one actually means for how you trade.

LucidFlex — The most forgiving funded account in futures prop trading

LucidFlex is the account I have traded the most and the one I recommend to most traders. The reason is the funded phase structure — specifically what it does not have:

• No daily loss limit on the funded account
• No consistency rule on the funded account
• No payout buffer requirement
• 90/10 profit split from day one

That combination does not exist anywhere else in the prop firm space at this price point. Every other competitive firm either has a daily loss limit funded or a consistency rule that caps how much any single day can contribute to your payout cycle. LucidFlex has neither.

The evaluation uses end-of-day trailing drawdown — not intraday. Your drawdown only updates at the market close at 4:45 PM EST, not based on your intraday high watermark. In practical terms: you can be down $1,500 intraday on a $50K account without breaching anything, as long as you close the session flat or in profit. That is a significant structural advantage over firms that trail intraday.

My experience: I passed multiple LucidFlex $50K evaluations trading NQ on Sierra Chart using institutional orderflow analysis. Pass times ranged from 3 to 7 days. The no-DLL funded phase is real — I had sessions where I gave back significant intraday profit and recovered without a breach. That does not happen on LucidPro.

Who LucidFlex suits: Traders with variable daily P&L who have occasional large loss days as part of a profitable strategy. Swing-intraday hybrid styles. If your equity curve has deep V-shapes on individual days, LucidFlex is the right account.

→ Read the full LucidFlex review

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LucidPro — Easy evaluation, ongoing funded check

LucidPro went through the most significant changes in early 2026. LucidBlack was discontinued and its best features were folded into an upgraded LucidPro.

LucidPro inverts the usual prop firm structure. Most firms make the evaluation hard and then leave you alone once funded. Lucid does the opposite here — the evaluation barely gets in your way, and the check comes later.

Key differences from LucidFlex:

• Evaluation can be passed in a single day, with no minimum trading days and no time limit
• Lucid does not publish an evaluation consistency percentage for Pro
• No activation fee to upgrade from evaluation to funded
• Has a daily loss limit on the funded account
• Has a 40% consistency rule — no single day can exceed 40% of your total payout cycle profit
• Has a payout buffer requirement (max loss + $100)
• 3-day payout cycles, faster than Flex

The 40% rule is the thing to understand before buying. It doesn’t cost you the account — it delays the withdrawal until the rest of your cycle profit catches up and pulls the ratio back under the cap. It resets after every approved payout.

Who LucidPro suits: Disciplined traders with structured strategies who take repeatable profits across several sessions. If you trade FOMC and one position gives you 60% of your weekly profit in a single afternoon, you’ll be waiting on payouts.

→ Read the full LucidPro review

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LucidDaily — Paid every day, at a price

LucidDaily launched in July 2026 as Lucid’s fourth plan. Two things set it apart: you configure the risk model yourself at checkout, and once funded you can request a payout every eligible day.

You pick two settings — evaluation drawdown (EOD or intraday) and daily loss limit (on or off) — which produces four versions of the plan at four prices. Once the account is active, neither can be changed.

The catch, and it’s a real one: the drawdown type you choose applies to the evaluation only. Every funded LucidDaily account runs an intraday trailing drawdown regardless. If you pass an EOD evaluation and get funded, your risk model changes underneath you. Funded LucidDaily is also the one place in Lucid’s lineup where red-folder news trading is a hard breach.

That makes LucidDaily the outlier in a firm whose main structural selling point is EOD drawdown. If you came to Lucid specifically to escape intraday trailing drawdowns, this is not the plan for you — take Flex or Pro instead.

Who LucidDaily suits: Disciplined intraday traders who close flat and want frequent access to their money more than they want a forgiving risk model.

→ Read the full LucidDaily review

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LucidDirect — Instant funding, strictest consistency

LucidDirect skips the evaluation entirely. You pay a higher upfront fee and start trading for payouts from day one. The tradeoff is the strictest consistency rule in the lineup: no single day can exceed 20% of your payout cycle profits.

For most active futures traders, that 20% cap is genuinely restrictive. If you have one strong FOMC or CPI session that accounts for the majority of your week, you will hit the cap constantly. LucidDirect works for traders with genuinely smooth, low-variance equity curves. It works poorly for most discretionary traders.

I have not traded LucidDirect personally and will not recommend or discourage it based on secondhand information.

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LucidMaxx — Invite only

LucidMaxx is the invite-only tier for proven performers. Community reporting places the threshold at roughly 15 payouts over 4–6 months with steady returns on a standard Flex, Pro, or Direct account. Lucid evaluates traders who reach PayoutMaxx status and extends invitations case by case. No public qualification criteria exist.

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Payout Structure: What Actually Happens When You Request

This is the part most reviews get wrong because they summarize the marketing copy rather than working through the mechanics.

The 15-minute average is real. All 13 of my payouts on record were approved the same day — most within minutes. US traders using Plaid ACH receive funds within 1–3 hours of approval. The verified payout receipts document this with timestamps.

LucidFlex payout mechanics in practice:

The 50% profit withdrawal rule means your effective payout cap is lower than it looks. On a $50K account, your maximum payout per cycle is $2,000. That sounds limiting until you run multiple accounts simultaneously — which is the correct way to approach Lucid’s structure.

Running three LucidFlex $50K accounts in parallel gives you a $6,000 potential payout per cycle from a combined evaluation investment that stays modest with code SPICY. That is the math that makes Lucid’s structure genuinely attractive.

On LucidDaily, the mechanics differ. There’s no per-request cap and a $500 minimum, but each account carries a Maximum Daily Profit figure — and reaching it triggers your move out of sim into a live account rather than simply capping the day.

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The Move-to-Live Program: What It Actually Means

After 5 payouts on a LucidFlex account, you enter the LucidLive review pool. Lucid’s risk team evaluates your performance and transitions qualifying traders to a live capital account.

This is the part of the Lucid experience that almost no review covers accurately because almost no reviewer has actually been through it. I have.

The February 2026 rebuild removed the escrow system entirely. Before the rebuild, traders who moved live had simulated profits locked in a 60-day escrow structure with a complex “Make 5, Take 5” release mechanism. The community hated it. Lucid scrapped it.

The current LucidLive structure:

• Starts at $0 balance with a one-time cash bonus ($1K–$4.5K depending on account size)
• Real capital trading from day one
• Daily payouts
• 90/10 profit split (updated from 80/20 in March 2026)
• EOD drawdown — same structure as funded sim accounts
• $5,000 move-to-live cap from each LucidFlex account

The $5,000 cap means your LucidLive account starts with up to $5,000 of your accumulated sim profits converted to real capital. Any sim profits above the cap are forfeited when you graduate. Strategic payout management in the funded phase matters — if you are approaching your final payout with $8,000 in sim profit, request payouts proactively to extract capital before the cap applies.

Since September 2026 this calculation has a second variable. If your accumulated sim profit above the cap is large, extracting it through payouts still makes sense. If it isn’t, the cash-out option described below may be worth more than a live account that statistically lasts three days.

My live account status: Both LucidPro 50K and LucidFlex 50K accounts showing in the live dashboard. The $24,304 LiveCashout processed on February 1, 2026 — the largest single payout in my Lucid record.

September 2026: the cash-out option returns

As of September 13, 2026, traders reaching move-to-live can decline the live account and take a one-time payment instead — 50% of the live drawdown they would have been allocated, paid at the 90% profit split. A $50,000 account with a $2,000 drawdown returns $900. Three accounts totalling $5,000 of drawdown returns $2,250.

Lucid published the reasoning alongside it, and the numbers are worth sitting with before you choose. Based on roughly 300 traders moved live per week over several months:

• 50% of live accounts are blown in a single day
• 48% are blown on the very first day
• 32% have at least one profitable day but never reach a payout
• 18% of live accounts ever receive a payout
• The average live account lasts about three days

Read the first two figures together. Half of all live accounts die in a day, and 48 of those 50 points happen on day one — almost nobody blows up on day three. That is not a market conditions story. It is what happens the moment the capital stops being simulated: a thinner drawdown than the sim account you grew, position sizing carried over from a bigger buffer, and execution that changes under real money.

The conditions on the cash-out matter:

• Your funded accounts close and a 14-day cooldown begins
• You return by purchasing new evaluations
• The offer disappears once identity verification starts — decide before beginning that process, not during it
• Taking it does not affect returning to sim or your eligibility for LucidMaxx

With an 18% payout rate, a live account is worth taking only if your expected payout multiplied by your probability of reaching one exceeds the guaranteed cash. For most traders it does not. That is arithmetic, not pessimism — and it is Lucid’s own arithmetic.

→ Full breakdown of the live account numbers and both paths

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Trading Rules: The Details That Actually Matter

EOD trailing drawdown (Flex, Pro, Direct):

Lucid uses end-of-day trailing drawdown on Flex, Pro and Direct. The trailing drawdown follows your account’s highest end-of-day balance, not your intraday high. On a $50K account with a $2,000 trailing drawdown, if your end-of-day balance grows to $52,000, your new floor is $50,000. The drawdown trails with your gains but never moves against you intraday.

Funded LucidDaily is the exception and uses intraday trailing. Know which you’re buying.

Position closing requirement:

All positions must be closed by 4:45 PM EST. No overnight holds on any Lucid account type, including LucidLive. If you run a swing strategy, Lucid is not the right firm.

News trading:

Allowed on Flex, Pro and Direct — NFP, FOMC, CPI, no time restrictions, no pre-announcement bans. This is a genuine differentiator; most competitors either ban news trading or require position closure minutes before releases. Funded LucidDaily is the exception, where red-folder news is a hard breach.

Scalping:

Allowed on all accounts. The only caveat: microscalping trades under 5 seconds that generate over 50% of your profits are flagged for review. Normal scalping — holding seconds to minutes — is fully permitted.

Instruments:

CME futures only. ES, NQ, MNQ, YM, MYM, CL, GC, MGC and other CME-listed products. No forex, no CFDs, no crypto.

Platforms:

I trade on Sierra Chart with the Rithmic data feed. Order flow and market depth work correctly. No issues with execution or data latency on any of my accounts.

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Pricing: What You Actually Pay With Code SPICY

See the Current Account Rules & Pricing section above for the full fee table.

No activation fees. No monthly subscriptions. One-time evaluation fee, then no recurring charges while funded.

Code SPICY applies to all evaluation and LucidDirect fees across all sizes. LucidFlex, LucidPro and LucidDirect share one discount rate; LucidDaily runs on its own, higher tier. The live figure for each is in the promo boxes on this page.

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What Lucid Trading Gets Right

End-of-day trailing drawdown. The single best structural decision Lucid made, and it still applies to three of the four plans. Intraday trailing drawdown is the mechanism that causes most unnecessary account violations industry-wide. Lucid’s EOD approach means you can trade through intraday volatility without a random spike killing your account.

Payout speed. 15 minutes average approval, same-day ACH for US traders via Plaid. This is genuinely industry-leading. I have had payouts from request to bank account in under 3 minutes.

LucidFlex’s funded freedom. No DLL, no consistency rule on funded accounts is a combination that does not exist elsewhere at comparable pricing.

No monthly fees. Once funded, you pay nothing until you reset. Competitors charging $150–$250/month in subscription fees while you are trying to pass evaluations represent a significant hidden cost.

News trading allowed. Treating traders like professionals who can manage their own risk around economic releases is the right policy — on three of the four plans.

They publish uncomfortable data. When Lucid reinstated the cash-out option in September 2026, they disclosed that only 18% of live accounts ever receive a payout and half are blown within a day. A firm’s live program is its most marketable feature — “trade real capital” is what sells evaluations. Publishing numbers that undercut it directly, unprompted and with specifics, is the strongest good-faith signal I have seen from any firm in this industry.

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What Lucid Trading Gets Wrong

Product instability. Six major product changes in eighteen months is too many. LucidBlack was aggressively marketed, then discontinued. The LucidLive escrow system was promoted as a feature, then scrapped after trader backlash. The cash-out option existed, was removed, and returned in September 2026 — two restructures of the live program in seven months. LucidPro’s rules changed twice in three months. If you start an evaluation in January with one rulebook, the funded account you receive in March may operate under different terms. This is the most legitimate criticism of Lucid as a firm.

LucidDaily breaks the core promise. Lucid built its reputation on EOD drawdown, then shipped a plan whose funded accounts are always intraday — and where the drawdown you select at checkout silently stops applying once you’re funded. It’s disclosed in the help center, but it isn’t obvious at the point of sale, and it will catch traders who assume Lucid means EOD everywhere.

LucidFlex’s 50% payout rule. You can only withdraw half your profit balance per cycle. On small accounts with small profit targets, this limits weekly earnings significantly. Running multiple accounts is the workaround, but it increases your total capital at risk in evaluation fees.

The 5-second microscalping flag. The threshold is vague. Traders running algorithmic or semi-automated high-frequency strategies should clarify this with support before purchasing.

No overnight holds. For traders whose edge requires holding positions beyond the session, Lucid is simply not compatible. The 4:45 PM EST close is absolute.

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Lucid Trading vs Competitors

Lucid vs Apex Trader Funding: Apex has a larger track record, more account sizes, and allows faster resets. Lucid wins on drawdown structure and payout speed. For traders who want the most forgiving funded phase, LucidFlex is better than any Apex account. For traders who want the largest established firm with the longest history, Apex has the edge.

Lucid vs Tradeify: Tradeify runs intraday trailing drawdown on most accounts. Lucid’s EOD drawdown is structurally superior for discretionary traders. If payout speed and drawdown structure are your priority, Lucid wins. If brand longevity is your priority, Tradeify has more history.

Lucid vs Take Profit Trader: TPT runs a two-phase evaluation vs Lucid’s one-step. Lucid’s single evaluation is faster and cheaper. TPT has slightly better brand recognition in certain trader communities.

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The Verdict: Is Lucid Trading Worth It?

Lucid Trading is the best-structured futures prop firm currently operating for discretionary intraday traders who need flexibility in the funded phase.

LucidFlex’s combination of no daily loss limit, no funded consistency rule, and 15-minute payouts is not matched by any competitor at this price point. If you are a trader with variable daily P&L who hates getting stopped out by arbitrary intraday drawdown rules, LucidFlex is the right account.

The product instability is a real concern that I document honestly. If you are reading this review and the rules have changed again since September 2026, that pattern is the point — Lucid is a firm that iterates aggressively. That has produced genuine improvements (the escrow removal, the 90/10 split upgrade, the cash-out option) but also creates uncertainty for traders mid-evaluation.

My recommendation: start with one LucidFlex $50K with code SPICY. Pass it, trade 2–3 funded cycles to learn the rhythm, then scale to multiple accounts in parallel. Take LucidPro instead if you want the easiest evaluation and can live with a 40% consistency check on payouts. Take LucidDaily only if daily withdrawals genuinely matter more to you than the EOD drawdown that makes Lucid worth using in the first place. And when you reach move-to-live, run the cash-out math honestly before assuming the live account is the better outcome.

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Lucid Trading FAQ

Is Lucid Trading legit?

Yes. Lucid Trading operates under Lucid Prop Ltd, holds a 4.7/5 Trustpilot rating across 3,200+ reviews, and has paid out millions to traders since launch. I have personally received $49,622 in payouts with timestamped receipts. The firm is real and payouts process consistently.

How fast are Lucid Trading payouts?

Average approval time is 15 minutes. US traders using Plaid ACH typically receive funds within 1–3 hours. My personal fastest payout was under 3 minutes from request to bank account.

What is the difference between LucidFlex and LucidPro?

LucidFlex has no daily loss limit and no funded consistency rule, but a stricter evaluation. LucidPro has an easy evaluation you can pass in a day, then a daily loss limit and a 40% consistency rule on payouts. They move the difficulty to different stages — pick the one whose hard part you can live with.

Which Lucid accounts use intraday drawdown?

Only funded LucidDaily. LucidFlex, LucidPro and LucidDirect all use end-of-day trailing drawdown. On LucidDaily you choose EOD or intraday for the evaluation, but the funded account is always intraday regardless of that choice.

Can you pass Lucid Trading in one day?

Yes, on LucidPro. There’s no minimum trading day count and no time limit. LucidFlex requires a minimum number of trading days.

Does Lucid Trading allow news trading?

Yes on LucidFlex, LucidPro and LucidDirect — NFP, FOMC, CPI, all permitted with no blackout windows. Funded LucidDaily is the exception, where red-folder news is a hard breach.

What is LucidLive?

LucidLive is Lucid Trading’s real capital trading program. After accumulating sufficient payouts on a funded sim account, Lucid’s risk team evaluates your performance and transitions qualifying traders to a live account funded with real capital. The February 2026 rebuild removed the previous escrow system. Traders now start at $0 with a cash bonus and take daily payouts at 90/10 from real capital.

Can I take a cash payment instead of going live?

Yes, since September 13, 2026. At move-to-live you can decline the live account and take 50% of your allocated live drawdown at the 90% split — a $2,000 drawdown pays $900. Your funded accounts close, a 14-day cooldown starts, and you return by buying new evaluations. The offer expires once identity verification begins. Given that only 18% of live accounts ever receive a payout, this is worth serious consideration. Full breakdown here.

What platforms does Lucid Trading support?

Rithmic feed: Sierra Chart, Quantower, NinjaTrader, MotiveWave, Jigsaw, Bookmap, R|Trader Pro, MultiCharts. Tradovate feed: NinjaTrader, TradingView, WealthCharts.

What is the Lucid Trading discount code?

Code SPICY. LucidFlex, LucidPro and LucidDirect share one discount rate; LucidDaily has its own, higher rate. Current figures are in the promo boxes on this page.

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Lucid Trading Rule Change History

This log documents every confirmed rule change since SpicyFutures began trading Lucid accounts. Updated whenever Lucid announces a change. Most recent first.

Date	Change
Sep 13, 2026	Cash-out option reinstated at move-to-live. Traders can take 50% of their allocated live drawdown at the 90% split instead of going live. Funded accounts close and a 14-day cooldown begins; the offer expires once identity verification starts. Lucid disclosed that only 18% of live accounts ever receive a payout, 50% are blown in a single day, and the average live account lasts three days.
July 2026	LucidDaily launched as a fourth public plan. Two checkout settings (evaluation drawdown, daily loss limit) producing four configurations. Funded accounts use intraday trailing drawdown regardless of evaluation selection. Red-folder news trading is a hard breach on funded accounts.
March 2026	Profit split upgraded from 80/20 to 90/10 on all account types.
February 2026	LucidBlack discontinued. LucidLive escrow system removed entirely. LucidPro gained 1-day pass capability and minimum-day requirement removed. LucidMaxx invite-only tier launched. LucidDirect added $100K size.
Nov 28, 2025	LucidPro funded consistency rule changed from 35% to 40% for accounts purchased after this date. Existing accounts grandfathered at 35%. 100% first $10K split grandfathered for existing accounts; new accounts moved to standard 90/10.
Aug 17, 2025	8-day minimum trading requirement removed from LucidPro funded accounts.
Early 2025	Lucid Trading launched under Lucid Prop Ltd. Initial product: LucidTest evaluation and LucidDirect instant funding.

If you are reading a Lucid Trading review that does not document these changes, the author is not actively tracking the product. This log is the reason this review stays accurate while others go stale.

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SpicyFutures.com is an independent affiliate site. We receive a commission when you purchase through our links. All payout figures are from real funded accounts operated by the site owner. Past results do not guarantee future performance. Futures trading involves substantial risk of loss.